Eric's Credit Community

Lending Club is running an exclusive promotion for Ericscc.com users to join as a lender and invest their a first loan on them.  For the month of December, when you open an account using this link, you will be awarded $25 to buy your first loan.
You might also see Lending Club ads on this blog […]

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If you look at the lender profile screen for a lender (or many of the other lender-related reports on this site) you will set a “Total $ Loaned” figure.  Several people have asked me how I arrive at that figure and why it is different than what they see at LendingStats for example.  I was […]

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Since I added the extended credit breakdown pie charts to the Lender screens, a number of people have asked me what those are for and if they are supposed to be a prediction of future delinquencies in that lender’s portfolio.
The three pie charts displayed there (Current Delinquencies, 7 Year Delinquencies & 10 yr Public Records) […]

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One of the most frequently asked questions I get is “Why should I register?” It’s a good question, since the benefits of registering at EricsCC.com aren’t really apparent until you actually do it. So here’s a list of some of the features that registering on this site open up to you. For […]

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So I’ve finally decided to start a Blog.  Every day I get questions from users of this site about how to use and interpret the data here or requests for specific bits of Prosper-related information.   I hope to use this Blog as a tool to share the answers to some of these questions and better […]

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